ExecutivePulse
Official Federal Data

Montgomery County, Ohio

Dayton-Kettering-Beavercreek, OH · Population 536,096
10 Sources Updated September 10, 2026
$66,139 up from the baseline named below
Median Income (nominal) vs 2019
$80,734 national
5% up from the baseline named below
Unemployment vs 2024
4.3% national
$40.1B up from the baseline named below
GDP (nominal) real change vs 2023
31.3% up from the baseline named below
Bachelor's+ vs 2019
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household (nominal)
$66,139 up from 2019 vs 2019
Per Capita
$38,450 up from 2019 vs 2019
Mean Household
$88,114 up from 2019 vs 2019
Median Household (cost-of-living adjusted)
$71,347 metro RPP 92.7
Poverty Rate
15% down from 2019 vs 2019
Median Income Comparison
Montgomery County$66,139
Ohio$71,389
National$80,734
Montgomery County is $5,250 (7.4%) below the Ohio median.
Cost-of-living adjustment uses the BEA all-items regional price parity for Dayton-Kettering-Beavercreek, OH, 92.7 against a national average of 100 (2024). BEA publishes regional price parity at state and metropolitan level only; there is no county figure, so the metro index stands in for Montgomery County and the adjusted median is an approximation. Per capita and mean household income above are nominal and carry no adjustment.

Population Profile

Source: Census Bureau ACS 2020-2024 · Table B01001, B02001, B03003
65+: 18.6% (99,611 residents) 55-64: 12.8% (68,729 residents) 35-54: 23.5% (125,923 residents) 18-34: 22.9% (122,999 residents) Under 18: 22.2% (118,834 residents) 39 Median Age
CohortsShare of total population
Under 18 · 22.2%
18-34 · 22.9%
35-54 · 23.5%
55-64 · 12.8%
65+ · 18.6%
Race & Ethnicity
White68.4%
Black or African American20.4%
Two or More Races7.1%
Asian2.3%
Some Other Race1.6%
American Indian and Alaska Native0.1%
Native Hawaiian and Other Pacific Islander0%
Hispanic or Latino(any race)4.2%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
92.6%
High School+
National: 89.6%
up from national +3.0 pts vs national
31.3%
Bachelor's+
National: 35.7%
down from national 4.4 pts vs national
12.9%
Graduate+
National: 14.1%
down from national 1.2 pts vs national

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
536,096
Population
269,810
Labor Force
Employed
254,383
Unemployment Rate BLS LAUS 2025 annual
5% up from 2024 +0.4 pts vs 2024
Mean Commute 4 min below national avg
21.9 min
Work From Home vs 15.1% national
12%
Labor Force and Employed are ACS 5-Year survey estimates; the Unemployment Rate above comes from BLS LAUS, a separate monthly survey with its own methodology. The two won't reconcile by subtracting one from the other.
Key Takeaways
  • Income gap: Households earn meaningfully less than the national median, which directly affects retail demand, housing absorption, and tax base.
  • Below the state median: Median household income runs $5,250 (7.4%) under the Ohio median, so statewide income averages overstate local household buying power.
  • Cost of living stretches income further: Local prices run 7.3% below the national average, so the nominal median of $66,139 is worth $71,347 at national average prices. BEA publishes price parity at metro level, not county level.
  • Elevated poverty: At 15%, the rate is in economically distressed territory and supports federal funding narratives (CDFI, NMTC, EDA).

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$40.1B up from 2023 +1.9% vs 2023
Gross Domestic Product · 2024
+1.9% real (inflation-adjusted) · +5.1% nominal · 2023 to 2024
Source: Bureau of Economic Analysis · level and nominal change from CAGDP2 (current dollars); real change from CAGDP9 (chained 2017 dollars), both all-industry total. The two series agree in 2017, the chain reference year, and diverge by the amount of price change since.
92.7
Cost of Living · metro · Below Avg

Top Private-Sector Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual · Private sector only, with government shown below
Top private-sector industries by employment in Montgomery County, Ohio, with employment, share of top sectors, and average wage. Government employment is excluded and reported separately below the table.
IndustryEmploymentShare of Top 10Avg Wage
1Health Care and Social Assistance
53,247 27.6%
$66,815
2Manufacturing
27,599 14.3%
$71,182
3Retail Trade
23,419 12.1%
$38,454
4Accommodation and Food Services
21,528 11.2%
$23,928
5Professional, Scientific, and Technical Services
14,482 7.5%
$99,014
6Transportation and Warehousing
14,331 7.4%
$57,731
7Administrative and Support and Waste Management
11,122 5.8%
$46,252
8Construction
10,841 5.6%
$84,402
9Wholesale Trade
9,177 4.8%
$82,754
10Other Services (except Public Administration)
7,302 3.8%
$42,265
Government employment · context only
30,768

Public-sector jobs are not in the table above and are not part of any share or location quotient on this page. Both are measured on the private economy only, 221,157 private jobs in 2025: every location quotient divides by that total, and the Share of Top 10 column divides by the 10 sectors listed above. Private employment is the standard basis for measuring industry concentration because government employment mostly serves the resident population rather than an outside market. Nothing on this card is expected to add up with the government figure.

Track industry shifts with AI

ExecutivePulse monitors WARN notices, BLS changes, and SEC filings for your top employers.

Learn More
Key Takeaways
  • Largest private-sector industry: Health Care and Social Assistance employs 53,247 workers (27.6% of tracked sectors), at an average wage of $66,815. Every industry figure on this page is private sector; government employs a further 30,768 and is counted separately.
  • Economic scale: Regional GDP of $40.1B (2024).
  • Wage stratification: Professional, Scientific, and Technical Services averages $99,014 while Accommodation and Food Services averages $23,928, a 4.1x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
Seeing a change here?

EP customers get year-over-year deltas, WARN notices, and SEC filings for every sector tracked above, surfaced as proactive alerts, not after-the-fact news.

Get Deeper Trends

Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Chart source: BLS QCEW · broad NAICS supersector · private sector · Location Quotient vs. national private-sector employment share. The same supersector axes appear on every profile, so the shape can be compared across counties.
Concentrated Industries
List source: BLS QCEW · 3-digit NAICS sub-sector · private sector · Location Quotient vs. national private-sector employment share.
Same source and same private-sector basis as the Top Industries table above. These sit at a finer level than the chart's supersector axes, so the two sets of values are not directly comparable. The sub-sector view surfaces specialization the supersector view masks, such as Apparel Manufacturing here.
Apparel Manufacturing
5.00x
654
Nonmetallic Mineral Product Manufacturing
4.95x
3,401
Machinery Manufacturing
3.21x
5,805
Warehousing and Storage
2.10x
6,627
Plastics and Rubber Products Manufacturing
1.91x
2,221
Hospitals
1.73x
15,976
Fabricated Metal Product Manufacturing
1.72x
4,067
Publishing Industries and Telecommunications
1.60x
2,383
Nursing and Residential Care Facilities
1.51x
8,596

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Concentrated Sub-Sectors
9 sub-sectors at LQ ≥ 1.5
Largest grouping among them is Health Care & Social Assistance Cluster at 49.4% of the employment across all of them, which signals supply-chain fit for site selectors
49,730
Employment in the sub-sectors listed
5.00x
Peak sub-sector LQ
Sub-Sector Detail
Apparel Manufacturing
5.00x 654
Nonmetallic Mineral Product Manufacturing
4.95x 3,401
Machinery Manufacturing
3.21x 5,805
Warehousing and Storage
2.10x 6,627
Plastics and Rubber Products Manufacturing
1.91x 2,221
Hospitals
1.73x 15,976
Fabricated Metal Product Manufacturing
1.72x 4,067
Publishing Industries and Telecommunications
1.60x 2,383
Nursing and Residential Care Facilities
1.51x 8,596

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, screened against local siting constraints. Source: BLS QCEW
0.20x
Wood Product Manufacturing
135 employed
0.21x
Crop Production
186 employed
0.21x
Computing Infrastructure Providers and Data Processing
169 employed
0.30x
Primary Metal Manufacturing
182 employed
0.30x
Transit and Ground Passenger Transportation
281 employed
Screened on industrial power cost, rail-truck intermodal access, land base. Industrial electricity in Ohio costs 8.52¢/kWh against 8.62¢/kWh nationally (2025). Ohio has 9 rail-truck intermodal terminals, the nearest 34 miles from the county. Land area 461 sq mi, larger than 31% of US counties. Sources: EIA, BTS NTAD, Census Gazetteer.
Key Takeaways
  • Top specialization: Apparel Manufacturing concentrates at 5.00x the national norm, top-decile concentration, the kind of signature sector that defines a region's economic identity to site selectors.
  • Cluster depth: 9 sub-sectors register LQ ≥ 1.5, and no single source of demand accounts for more than 49.4% of the employment across them, the largest being health care economy. Demand reaches this base from more than one market rather than from a single one.
  • Attraction whitespace: 5 sub-sectors register LQ < 0.5 with at least 50 employed, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Montgomery County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064, B25004
$180,900 up from the baseline named below
Median Home Value vs 2019
$1,026 up from the baseline named below
Rent/Mo vs 2019
62.5% up from the baseline named below
Owner-Occ vs 2019
8.5% down from the baseline named below
Vacancy vs 2019
2.4% available
for rent or sale
2.7x
Home Value to Income Ratio - Affordable
vs. ~4.1x national average

HUD Fair Market Rents

HUD publishes these by FMR area, which may cover more than one county · Source: HUD · Fair Market Rents FY2026 · Affordability threshold and renter cost burden from Census ACS B25119, B25070
Studio
$928/mo
1 Bedroom
$1,009/mo
2 Bedroom
$1,273/mo
3 Bedroom
$1,651/mo
4 Bedroom
$1,817/mo
30% of monthly median renter household income (~$1,077/mo, from a renter median of $43,098) · rents above this line are typically considered cost-burdened.
Measured: 44.3% of renter households already pay 30% or more of income on rent, and 22.1% pay 50% or more.
Key Takeaways
  • Affordable market: Home value to income ratio of 2.7x is well below the ~4.1x national average; supports talent attraction and family settlement narratives.
  • Affordable rent tiers: 2 of 5 HUD Fair Market Rent bedroom sizes sit below what a household on the median renter income of $43,098 can pay without cost burden (~$1,077/mo), and 44.3% of renter households are measured as cost-burdened.
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23001, B23025, B08303, B08301
317,651 down from the baseline named below
Working Age (18-64) vs 2019
Mean Commute 4 min below national avg
21.9 min
Work From Home vs 15.1% national
12%
Prime-Age Employed (25-54)
81.6%
of prime-age population
Prime-age rate numerator is civilian employed (B23001); the denominator is total population aged 25-54 (B01001), which also includes armed forces.
Labor force participation rate: 63.4%, the labor force as a share of the population aged 16 and over (ACS B23025) 63% Participation
of population age 16 and over (430,379)
up from 2019 vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
31.3% up from 2019 vs 2019
HS Diploma+
92.6% up from 2019 vs 2019
Institutions in Montgomery County
Largest 6 of 13 by credentials awarded, in Montgomery County
Credentials awarded in Montgomery County
14,658/yr
Sinclair Community College 10,362/yr
University of Dayton 3,297/yr
Dayton School of Medical Massage 289/yr
Kettering College 264/yr
Ohio Business College-Dayton-Driving Academy 241/yr
Creative Images Institute of Cosmetology-North Dayton 205/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
21.6%
55-64 of working-age population (18-64)
Same cohort is 12.8% of total population, the basis used in the Demographics cohort chart.
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
40.7%
Service
16.9%
Sales & Office
19%
Construction / Maint.
6.7%
Production / Transport
16.8%
Bars are drawn on a 0% to 60% axis, so bar length is proportional to actual share. Labels give each group's share of 254,383 employed workers.
Key Takeaways
  • Healthy participation: 63.4% labor force participation reflects a steady, available local workforce.
  • Short commutes: 21.9-minute mean commute is a quality-of-life and labor-access advantage worth surfacing for site selectors.
  • Talent pipeline: the 6 largest of 13 institutions in Montgomery County award 14,658 credentials a year. Employers drawing from a wider labor shed should read this alongside institutions outside the county, which this page does not aggregate.
Source: ACS workforce data and College Scorecard.

AI Insights

Sample output. Pulse AI analysis draws on 10 federal data sources.

Sample AI Insight

Montgomery County shows strong potential for apparel manufacturing attraction, with a 5.00x concentration and 654 jobs in this sub-sector. It ranks in the top decile nationally.

The concentrated base spans apparel manufacturing, nonmetallic mineral product manufacturing, and machinery manufacturing, and no single source of demand accounts for more than 49.4% of the employment across them, the largest being health care economy. Supply-chain recruitment has more than one demand base to work from.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

Take it further

AI Insights: Built into ExecutivePulse. Continuous analysis tied to your own pipeline: industry-shift signals, prospect matches, retention prompts.

Managed Services: Prefer to hand it off? Our team delivers the analysis and consulting for you.

Schedule a Demo
Available as premium offerings.

Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS2025 annual
BEA Regional GDP2024
BEA Regional Price Parity2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

American Community Survey figures on this page are 2020-2024 five-year averages rather than single-year counts. A five-year estimate pools 60 months of survey responses, so each value describes the period as a whole.

Frequently Asked Questions

Key economic and demographic figures for Montgomery County, Ohio, from federal data sources.

What is the population of Montgomery County, Ohio?

536,096 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Montgomery County, Ohio?

$66,139 in nominal dollars (U.S. Census Bureau, ACS 5-Year Estimates). Adjusted for local prices using the BEA all-items regional price parity for Dayton-Kettering-Beavercreek, OH (92.7 against a national average of 100), that is $71,347 at national average prices. BEA publishes regional price parity at metro level; there is no county-level figure.

What is the unemployment rate in Montgomery County, Ohio?

5% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Montgomery County, Ohio?

$40.1B (U.S. Bureau of Economic Analysis, CAGDP2).